Crop Insurance Products

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 Revenue Protection policies insure producers against yield losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects, and disease, and revenue losses caused by a change in the harvest price from the projected price.

 Crop Hail coverage provides protection against physical damage from hail and/or fire. Most hail policies include extended coverages like fire and lightning, theft, vandalism and malicious mischief, and certain perils while in transit and storage at no additional cost to you. 

An optional Crop Hail endorsement that covers ears that cannot be recovered because of wind peril. 

An optional Crop Hail endorsement that provides protection against the severing or breaking of the corn stalk. 

 Yield Protection policies insure producers in the same manner as APH polices, except a projected price is used to determine insurance coverage. The projected price is determined in accordance with the Commodity Exchange Price Provisions and is based on daily settlement prices for certain futures contracts. 

The Enhanced Coverage Option (ECO) is a new crop insurance option that provides additional area-based coverage for a portion of your underlying crop insurance policy deductible. It must be purchased as an endorsement to the Yield Protection, Revenue Protection, Revenue Protection with the Harvest Price Exclusion, Actual Production History or Yield Based Dollar Amount of Insurance policy. ECO offers producers a choice of 90 or 95 percent trigger levels. Trigger means the percentage of expected yield or revenue at which a loss becomes payable. 

https://www.rma.usda.gov

The Field Grain Fire program insures the standing grain crop against direct loss by fire. It also covers any loss of grain due to collision or upset of vehicles while the grain is being transported to the first place of storage. A Stored Grain Coverage endorsement is also available to cover the grain in storage against fire. 

Pasture, Rangeland, Forage (PRF) is an area-based insurance program that protects against yield losses caused by low precipitation relative to a historic average on forage produced for grazing or harvesting hay. Claims are based on roughly 17x17-mile grids and a Rainfall Index.

For crop insurance purposes, a cover crop is a crop generally recognized by agricultural experts as agronomically sound in the area for erosion control or other purposes for conservation or soil improvement. If you plant cover crops you may improve:

• Water use efficiency and quality improvements
• Erosion Control
• Soil health improvement and nutrient cycling
• Weed and pest control
• Allelopathy
• Habitat for beneficial organisms

https://www.rma.usda.gov

MPCI Level: 60%

Subsidy: 80%

MPCI Level: 65%

Subsidy: 80%

MPCI Level: 70%

Subsidy: 80%

MPCI Level: 75%

Subsidy: 77%

MPCI Level: 80%

Subsidy: 68%

MPCI Level: 85%

Subsidy: 53%

MPCI Level: 60%

Subsidy: 64%

MPCI Level: 65%

Subsidy: 59%

MPCI Level: 70%

Subsidy: 59%

MPCI Level: 75%

Subsidy: 55%

MPCI Level: 80%

Subsidy: 48%

MPCI Level: 85%

Subsidy: 38%